{"id":6385,"date":"2020-08-26T19:55:00","date_gmt":"2020-08-27T00:55:00","guid":{"rendered":"http:\/\/amco-insurance.three.zysites.com\/blog\/does-motorcycle-insurance-have-the-same-coverage-as-car-insurance\/"},"modified":"2024-10-24T08:30:41","modified_gmt":"2024-10-24T13:30:41","slug":"does-motorcycle-insurance-have-the-same-coverage-as-car-insurance","status":"publish","type":"post","link":"https:\/\/www.getamco.com\/es\/blog\/does-motorcycle-insurance-have-the-same-coverage-as-car-insurance\/","title":{"rendered":"Does Motorcycle Insurance Have the Same Coverage as Car Insurance?"},"content":{"rendered":"<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Although motorcycles are vastly different from some vehicles, a lot of the insurance needs are the same or similar. Both policy types are designed to cover the driver, passengers, the vehicle and everyone else on the road in case of an accident.<\/span><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\">\u00a0<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\"><strong>Coverages They Share<\/strong><\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559738':40,'335559739':0,'335559740':259}\"><strong>\u00a0<\/strong><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Coverages shared between motorcycle and car insurance policies include:<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/div>\n<div class=\"SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\">\n<div class=\"ListContainerWrapper SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\">\n<ul class=\"BulletListStyle1 SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" role=\"list\">\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Comprehensive Coverage<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">:<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0Comprehensive coverage provides compensation for damages to the vehicle or bike caused by fire, wind, hail, lightning, explosions, theft, vandalism and more.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Collision Coverage<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">:<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0Collision coverage provides compensation for damages to the vehicle or bike caused by collision with another vehicle or object.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Liability<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">:<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0Liability insurance covers bodily injury or property damage the driver may cause while operating the insured vehicle or motorcycle.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Medical Payments Coverage<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">:<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0Medical payments cover medical expenses for the driver and their passengers in case of an accident, no matter who is at fault.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Uninsured\/Underinsured Motorist<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">:<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0This coverage provides compensation for accidents that involve a driver not carrying insurance.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\">\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\">\u00a0<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\"><strong>Required Coverages<\/strong><\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559738':40,'335559739':0,'335559740':259}\"><strong>\u00a0<\/strong><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Car and <a href=\"https:\/\/www.amco.net\/coverage\/motorcycle\/\">motorcycle insurance<\/a> requirements are dependent on the state.<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0Some states don\u2019t have minimum motorcycle insurance requirements.<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0In many states,<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0however,<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0these requirements are the same. In Texas, for example, all drivers and motorcyclists must carry at least:<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/div>\n<div class=\"ListContainerWrapper SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\">\n<ul class=\"BulletListStyle1 SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" role=\"list\">\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">$30,000 in bodily injury liability per person<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">$60,000 in bodily injury liability per accident<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<li class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px 0px 0px 24px; padding: 0px;\" role=\"listitem\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">$25,000 in property damage liability<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'134233279':true,'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\">\u00a0<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\"><strong>Differences in Coverages<\/strong><\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559738':40,'335559739':0,'335559740':259}\"><strong>\u00a0<\/strong><\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">There are some slight differences in the coverage offered by motorcycle insurance versus car insurance. Motorcycles are\u00a0<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">often customized in ways cars can\u2019t be, such as adding sidecars and wearing safety equipment like helmets. Motorcyclists can buy additional coverage to cover these upgrades and gear from loss or damage due to fire, wind, rain, theft, vandalism, etc.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">\u00a0<\/span><\/span><\/p>\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Another difference is\u00a0<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">guest passenger liability<\/span><\/span><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">. Guest passenger liability is available for recreational vehicles such as motorcycles. This coverage pays for your passenger\u2019s medical expenses if they are hurt by a motorcycle accident that you cause. This is not the same as medical payments coverage or personal injury protection. Whereas those coverages provide compensation for injuries no matter who caused the accident, guest passenger liability specifically covers passenger medical expenses if the driver is at fault for the accident.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\"><strong>\u00a0<\/strong><\/span><\/span><\/p>\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: #2f5496; background-color: transparent; margin: 0px; padding: 0px;\" role=\"heading\" aria-level=\"2\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\" data-ccp-parastyle=\"heading 2\"><strong>Is Motorcycle Insurance More Expensive than Car Insurance?<\/strong><\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559738':40,'335559739':0,'335559740':259}\">\u00a0<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr BCX0 SCXW199624219\" style=\"margin: 0px; padding: 0px;\">\n<p class=\"Paragraph SCXW199624219 BCX0\" style=\"color: windowtext; background-color: transparent; margin: 0px; padding: 0px;\"><span class=\"TextRun SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW199624219 BCX0\" style=\"background-color: inherit; margin: 0px; padding: 0px;\">Despite motorcycles\u2019 reputation for being dangerous, motorcycle insurance generally costs less on average than cars or vans. This is mostly due to the size, but can depend on other factors.<\/span><\/span><span class=\"EOP SCXW199624219 BCX0\" style=\"margin: 0px; padding: 0px;\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\">\u00a0<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Although motorcycles are vastly different from some vehicles, a lot of the insurance needs are the same or similar. Both policy types are designed to cover the driver, passengers, the vehicle and everyone else on the road in case of an accident. \u00a0 Coverages They Share\u00a0 Coverages shared between motorcycle and car insurance policies include: [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":null,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6385","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/posts\/6385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/comments?post=6385"}],"version-history":[{"count":0,"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/posts\/6385\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/media?parent=6385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/categories?post=6385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.getamco.com\/es\/wp-json\/wp\/v2\/tags?post=6385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}